One-Page Investment Plan

Know Plain · Educational template · Not financial advice

1. My goal

2. My rules (keep these boring)

Portfolio: Broad, low-cost index funds (US total market + international + bonds as needed).

Allocation rule (pick one):

• ☐ Age-in-bonds (bonds % ≈ age)
• ☐ Fixed stock/bond split: ____% / ____%
• ☐ Target-date fund glide path

Contribution rule: Invest $________ per month on payday (automate).

Rebalance rule: Once per year in ________, or when any sleeve drifts >5 percentage points.

Cash buffer (near / in retirement): ________ months of spending.

3. What I will not do

• Chase hot tips or time the market
• Increase risk after a big gain to “make up” a shortfall
• Change the plan after one bad year without a written reason

4. Annual review

• ☐ Update nest egg and contribution rate
• ☐ Confirm fees still low
• ☐ Revisit spending target for inflation
• ☐ Re-run readiness calculator / Empower projection

5. Tools

Tracking: Empower or Boldin · Reading: The Simple Path to Wealth · Site: knowplain.com/tools